Re: Health insurance


"The Trucker" <mikcob@xxxxxxxxxxx> wrote in message
news:drbar40299i@xxxxxxxxxxxxxxxxxxxx
> Let us imagine for just one fleeting moment that all money paid
> for health insurance BELOW some amount of income or
> net worth level would be tax deductible (assumes the current
> income tax system) on income tax. Let us further assume
> that we would get credit on FICA taxes (i.e. a deduction
> from taxable FICA wages just as we get deductions on
> income tax).
>
> On that basis it would make a lot more sense for the unions
> to form one giant health insurance organization and DEMAND
> the employers pay them the amount of money currently
> paid by the employers for the, so called, "employer provided
> health insurance". The one great big union would form a
> HUGE group and be able to better control costs and thus
> provide more cost effective health insurance.
>
> Employer provided health insurance is causing a lot of
> problems in that the insurance companies and the employers
> WANT costs to rise so that they have the workers by the
> balls. I, for one, would switch employers a lot more often
> if I did not have this hook in my ass called health insurance.
> Worker mobility is a must if workers are to get fair treatment
> in a free market.
>

I don't think employers want health costs to rise - obviously they pay more.
And you are assuming they want to keep you. If health benefits are a
significant issue for you, they may not. And there are many stories of
companies trying to ease people out as they get older for many reasons. Also
in some situations the health benefits may be the same in the new job.

I've read, however, that Bush will propose something on this in the State of
the Union - perhaps with regard to pre-existing conditions.

Bill


> I would be willing to wager that the unions and the general
> public would be much better off if the one huge union health
> insurance provider (self insured BTW) would allow special
> memberships to otherwise non union but working people.
> The group would get even larger and the power of this
> union/health-insurance-company would grow to the
> point where all the health care providers and employers
> and property owners would BEG for gummint health
> insurance.
>
> --
> "I know no safe depository of the ultimate powers
> of society but the people themselves; and
> if we think them not enlightened enough to
> exercise their control with a wholesome
> discretion, the remedy is not to take it from
> them, but to inform their discretion by
> education." - Thomas Jefferson
> http://GreaterVoice.org
>
>


.

Relevant Pages

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  • Re: Health insurance
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