Re: Health insurance


"The Trucker" <mikcob@xxxxxxxxxxx> wrote in message
news:drbar40299i@xxxxxxxxxxxxxxxxxxxx
>
> I would be willing to wager that the unions and the general
> public would be much better off if the one huge union health
> insurance provider (self insured BTW) would allow special
> memberships to otherwise non union but working people.
> The group would get even larger and the power of this
> union/health-insurance-company would grow to the
> point where all the health care providers and employers
> and property owners would BEG for gummint health
> insurance.

I think you need to do a little research into what is known in the insurance
industry as "adverse selection". Your union health insurance company would
have to face the same restrictions at the state level that current insurance
companies face. The result would inevitably be that your union company would
end up being no different than any current insurance company. It all has to
do with the problem of "adverse selection".


.

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