Re: health care reform?????



AZDuffman wrote
Rod Speed <rod.speed....@xxxxxxxxx> wrote
AZDuffman wrote
Rod Speed <rod.speed....@xxxxxxxxx> wrote
Walt wrote

I'm not generally a big fan of the Republicans, but I think
they are onto something with the idea of having medical
savings accounts, combined with large deductibles.

Nope, they cant possibly deal with the real problem,
the cost of serious medical problems. They will never
have enough money in them for that.

Sure they will if you would just learn enough math to
count beyond 20 like you watch on Sesame Street.

What a stunningly rational line of argument you have there, you silly little pathological liar.

I've showed several times here how putting $250/month away will get you to $10K in just a few years.

Nothing even remotely resembling anything like enough to pay for a serious medical
problem like diabetes, cancer, a heart attack, hip replacement etc etc etc.

$250 * 12 months is $3,000 per year. Now, $3,000 per year in just
4 years is $12,000. That is before you ger any rate of return for interest.
Even if you assume you will have a few bad years of medical expenses
of $1,000 out-of-pocket, that still gets you to $10,000 within 5 years.
And $1,000 per year without a hospital stay is a lot to spend. So if people
started this when they are young and healty it is not unreasonable to assume
they could have $20K+ by their mid 30s for health care expenses.

Even a normal birth wont covered by that, let alone a premature birth.

The problem with the current system aint how you pay for the normal
day to day medical expenses, its how you pay for the serious medical
problems and very basic stuff like the birth of your brats etc.

That 20K wont even pay for doing their teeth.

There should also be a financial incentive for people
to (irrevocably) agree that insurance will not pay for
"heroic measures" when they are terminally ill.

Not practical either. There will always be changes in what is considered
to be heroic measures and its impossible to define that anyway.

Wrong. We define what can and cannot be done
to keep someone alive in living wills everyday.

That isnt defining heroic measures, fool.

That is *exactly* defining heroic measures. You say
what they want to do to save you and what not to do.

Not even possible to do that IRREVOCABLY forever when
medical technology changes so much over time, fool.


.



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