Re: Productivity - Norway leads the table.

Martin Brown wrote:

On Sep 10, 3:03 pm, Joerg <notthisjoerg...@xxxxxxxxxxxxxxxxxxxxx>
wrote:

Martin Brown wrote:

On Sep 7, 5:09 pm, Joerg <notthisjoerg...@xxxxxxxxxxxxxxxxxxxxx>
wrote:

I was hoping to find a list of average life expectancies by country but
I am sure it exists somewhere ;-)

I thought it was on the OECD website somewhere, but a quick search
didn't find it. The closest I know of is:

http://www.mrdowling.com/800life.html
(but I can't vouch for the figures)


This link also contains the infant mortality rates and you can sort by
the column headings.
US scores slightly worse than Cuba, Japan is 2x better than either.


http://titania.sourceoecd.org/vl=22877280/cl=21/nw=1/rpsv/workingpape...


This one also contains the same data but for a different baseline
year. A lot of pages to plough through...


The effective cost of treatment with age makes sobering reading. What
happens in the USA when you stop being employed and covered by
employers medical insurance? The most expensive medical procedures
tend to be needed at age 75+. Insurance is a business so how do they
make it pay?

It's called Madicare. You pay roughly 3% of your salary into a social
security tax system, up to a limit. Right now the contribution is capped
between $2-3K/year I think. Then after retirement this pays for all the
major stuff such as surgeries, cancer treatments and such. Doctor visit
and meds are extra and you can either buy a supplemental coverage from
the government, or from private carrier, or pay your own.


So when the money runs out after retirement you can get free surgery
when things get really critical and life threatening, but no drugs to
maintain a stable but chronic condition unless you can pay for them?


When you really run out there is the welfare system. Then all meds and stuff are typically covered. This is called Medicaid, plus MediCal here in California. But they usually won't pay before your savings are really depleted.


I have always wondered about the situation in the USA for individuals
in good employment who become chronically ill in a culture where hire
and fire is the norm. It seems to me they lose their health, their job
and with it the prospect of affordable medical care. In the UK they at
least get free medical care from the NHS.


Depends on how bad it gets. People who have to go on disability or welfare seem to be doing quite well out here. Of course, that also entails some abuse of the system.


Medicare coverage is the same for everyone, regardless of how much you
paid in, provided that you have at least 40 quarters paid up to the minimum.


This really seems weird looking at it from the outside. During your
working life when most people are fit and healthy you have massive
medical insurance coverage that comes as an employment benefit. But in
old age when you really need it for expensive treatments you have to
rely on Medi-dont-care and/or savings.


Medicare covers all the serious big stuff. What's the problem?


getting paid than saving lives. This anecdote is reflected in the new
born death rate in the USA (in the OECD survey).

Have a link to that study?


Its in most of the general health surveys.


He could sue that hospital and win big time if he has proof or witnesses
who are willing to testify. They clearly broke our laws. That happens
rarely since they must treat everyone, payment is a different process
and has nothing to do with that. And they know full well that they can
get sued if they ever violate this law.


Brits tend not to sue even when they could probably win. In the UK
legal action is the playground of the fabulously wealthy with more
money than sense. And over here the only winners are the lawyers.


Same here. Lawyers typically get a 30%+ cut.


I worry when travelling over there what happens if I get injured in a
mugging and lose my wallet with cash, credit cards and medical
insurance.

Get travelers medical insurance. It's cheap if you sign up outside the
US, especially in Europe.


I always have travel insurance for overseas, but if my wallet gets
lifted how do I prove it?


Many ways. Some credit cards offer document copy retention services. Or you store a copy on a secret (non-linked) part of your web site. Or...

Then it should only be a brief call to the carrier to confirm coverage.

--
Regards, Joerg

http://www.analogconsultants.com
.

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