Re: Medical Bills Cause Half of All Bankruptcies

From: Sharon Hope (shope_at_anet.net)
Date: 02/03/05 

Date: Wed, 2 Feb 2005 20:41:10 -0800

"Jim Chinnis" <jchinnis@SPAMalum.mit.edu> wrote in message
news:7o0201lsk631is05jesc6bpc136pgqj0i5@4ax.com...
> William Wagner <No1SpamStill__B2wagner@snip.net> wrote in part:
>
>>Often illness led to job loss, and with it the loss of
>>health insurance.
>
> One of the craziest aspects of the US system for health insurance is the
> preference given to employer-based coverage. And the various "portability"
> bandaids only apply to certain people. And, of course, the much=pushed
> medical
> savings accounts can only be gotten (by law) if you have a qualified
> employer-linked health insurance plan in force! That's a detail usually
> not
> mentioned...
>
> Employers should have no role in providing health insurance. The states
> should
> require insurors to offer universal coverage at the same rate to all in a
> community. A few states have pretty much done that.

Clearly it works better for the insurance companies to have the employers be
the conduit. As soon as the patient is too sick to work, the insurance
stops. Cuts the insurance co losses long before they become unmanageable.

> --
> Jim Chinnis Warrenton, Virginia, USA

Relevant Pages

  • Re: Medical Bills Cause Half of All Bankruptcies
    ... Jim Chinnis wrote: ... >>Often illness led to job loss, and with it the loss of ... > One of the craziest aspects of the US system for health insurance is the ... > Employers should have no role in providing health insurance. ...
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  • Employer-provided insurance continues to decline
    ... Employer-provided insurance continues to decline ... Many of those who get their coverage through their jobs are becoming less secure that those benefits will always be there. ... "There's no way employers can continue to pay premiums if they continue increasing." ... The measures can be lumped into differing philosophies about the direction the USA should move: either toward a health insurance market in which people buy policies on their own while armed with tax credits or deductions, or one in which people are able to buy insurance through group-like "exchanges," with some government oversight. ...
    (soc.senior.issues)
  • Re: So, who are the uninsured?
    ... has Medicaid and eligibility, though variable in terms of income ... provides comprehensive health insurance for the over 65's. ... firms are more likely to be uninsured than large firms. ... With employers offering, why are there any employed people without ...
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  • Re: So, who are the uninsured?
    ... has Medicaid and eligibility, though variable in terms of income ... provides comprehensive health insurance for the over 65's. ... firms are more likely to be uninsured than large firms. ... With employers offering, why are there any employed people without ...
    (soc.retirement)