Re: Implants Price?
From: Dr Steve (nospam_at_home.net)
Date: 07/08/04
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Date: Thu, 08 Jul 2004 20:09:27 GMT
First off, a little courtesy would say that if you modify the posting so
that the interpretation is different, remove the "Dr Steve"
<nospam@home.net> wrote:" ----Please.
You will notice that I belong to various dental associations. None of these
groups set any fees, neither maximum nor minimum. They have to say of fees.
They are very careful never to suggest a fee for any procedure.
And insurance companies ONLY negotiate with employers to create dental
plans. They only negotiate with the people (or companies) who are going to
pay the premium. The employer decides how much premium they can afford to
pay per employee. The insurance carrier then suggests a package of coverage
for that level of premium. Sometimes, to meat the limitation of the premium
which the employer can afford, certain procedures are left off the coverage
plan. Other times, to keep the premium levels lower, but still offer
coverage for a wide assortment of procedures, all the maximum fees are
artificially set at a lower point. The employer does the best he/she can
for the dollars available to spend on coverage, and the insurance carrier
does the best they can while guaranteeing a profit for their stock-holders.
Don't kid yourself, dental associations have zero input on fee levels.
Dental offices set fee levels by determining how much it costs the office to
perform a certain procedure then adding 20-50% for personal profit. Since
rent, utilities, supplies, lab fees, payroll, insurance, taxes, etc. are
pretty standard for any region, the dental fees end up being moderately
close to same level.
-- ~+--~+--~+--~+--~+-- Stephen Mancuso, D.D.S. Troy, Michigan, USA .................................................... This posting is intended for informational or conversational purposes only. Always seek the opinion of a licensed dental professional before acting on the advice or opinion expressed here. Only a dentist who has examined you in person can diagnose your problems and make decisions which will affect your health. ...................... "Ron" <Ron.@jps.net> wrote in message news:40ed8ee0.1279509@news.infostations.com... > On Thu, 08 Jul 2004 17:44:16 GMT, "Dr Steve" <nospam@home.net> wrote: > > >> >> - All this free market talk from a group whose fees are set by their > >> >union! > >> > > >> >ROFLOL > >> > > >> >What union? > >> > >> To what address do your dues go? > > National american Dental Association, > Academy of General Dentistry, > Oakland County Dental Association, > Michigan Dental Assoication, > > >others. > > > >> >Insurance companies set a limit on what they will pay for each particular > >> >plan. But, that is an attempt to reduce liability for the insurance > >> >carrier, not set fees at a high level. > >> > >> Who do insurance companies negotiate with? > > > >The employers > > Okayyyyy.. employers/insurance companies negotiate with...? > > >> >The ADA creates nomenclature and procedural codes so as to standardize > >> >terminology enough so everyone knows what is being billed for. They have > >> >zero input on fees charged. > >> > >> heh.. zero input... heheh... sure thing. > > > >Glad to see we are both laughing. I bet I am laughing harder though. > > Laughing harder, Crying harder.... > As long as we are not kidding ourselves. >
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- In reply to: Ron: "Re: Implants Price?"
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