Re: Need help! Is office gal telling us the truth or lying?
- From: "Amatus Cremona" <spamstinks@xxxxxxxxxxx>
- Date: Sun, 21 Aug 2005 15:52:54 -0400
>
> I feel that the office is just trying to get extra money since I'm sure
> the ins. doesn't pay them that
> much for all this work, in addition to the capitation
>
Your plan will probably pay the dental office about $200 for an entire years
worth of care. Typical lab fees for one 3-unit bridge are $450. Why do you
expect the dentist to do first rate work at a loss? Why people sign up for
HMO plans is something I will never understand.
--
..
Amatus
..
"arline" <arlinekal@xxxxxxxxxxx> wrote in message
news:arline.1u41py@xxxxxxxxxxxxxxxx
>
> Our ins. has "assigned" us to an unfamiliar dental office in a
> not-so-great part of town. The dentist my hubby saw is not the owner,
> but apparently the sole dentist of the distant dentist-owner. My husb.
> needs substantial work done: A multi-tooth bridge replacement that is
> currently a temporary stayplate (teeth 3,4,5,6,7) that should have been
> replaced (it's broken) a long time ago, a single crown (#10), and next
> to that, a 3-tooth bridge. The existing stayplate being replaced with
> a proper bridge will be extended to incl. teeth 8 (which has visible
> fracture lines) and 9 (no probs on this one and both of which are orig.
> teeth) for proper cantilever (?) - proper anchoring? Tooth #10 is a
> crown that needs to be replaced and then he has a broken bridge on
> 11,12,13 that will also be replaced. (I think I should trade him in
> for two 30 year olds!!).
>
> Our ins. has rather generous coverage for us, with some limitations
> (most all procedures are at no or low co-pay, premiums for which we pay
> dearly for). This, however, spawns virtually EVERY dental office we
> have gone to attempt to "diagnose" different problems which don't and
> have never existed that are "outside the plan" and for which they want
> $$$$. Or, they consistently claim that all the crowns/bridges are not
> covered, etc., due to "attrition, TMJ, jaw misalignment, etc.) and
> hoping that I am not aware of our benefits. Then, when they realize
> that I DO understand the dental cov'g, we get a "dear John" letter
> saying it's "best we go to another office" - because they clearly
> don't want to do the work per the ins. plan for low co-pays. The ins.
> provider (Delta) has been totally unhelpful and just keeps shuffling us
> to another office. This has gone on for 3 years and two big letters
> from us.
>
> Per the plan, we have to pay a $100 upgrade per tooth to have a GOLD
> base under the crown if we don't want the silver-colored , "high noble
> semi-precious metal" that is free to us with no upcharge. The gal that
> went over the treatment plan and costs at this latest dental office
> stated that any porcelain-covered crowns that have the (included)
> silver metal underneath instead of the gold will give a "gray
> appearance" to the porcelain tooth due to NOT having the gold
> underneath, which would give the porc. teeth a more "nat'l, normal
> color". She also stated that the "norm" for the dental ins. industry
> is that only teeth 6-11 on the uppers are covered for porcelain. The
> rest would have to be either the silver metal crowns/pontics (no
> porcelains) at no charge or pay the extra $100 per tooth for just the
> gold or $250 for porcelain w/gold upgrade. However, when my husb.
> smiles, teeth #4,5, & 12,13 CLEARLY show and it would look horrible
> with metal teeth there. (All these teeth that are being replaced are
> currently pfm or the normal stayplate mat'l (except two front teeth),
> with the exceptions of the very rear teeth which are gold crowns). I
> find it hard to believe that dental ins. standards suddenly would
> insist that those very visible teeth are not covered for a porcelain
> exterior when they so clearly show when he smiles. They might as well
> say that his front teeth should be metal also!
>
> So, my questions are: Is it definitely a benefit for strength, color
> and longevity (as she claims) to pay the upgrade from silver metal
> ("semi-precious" that we're allowed) to gold for either the underneath
> portion of a porcelain crown or even just for the very rear molars that
> would not be porcelainized? And, is it truly the standard that only
> teeth #6-11 on the upper are considered the ones to be normally covered
> for porcelain, even if the patient's smile clearly show these other
> teeth? She also said that we might "prefer" paying extra for porcelain
> shoulders ("which are not included") since the metal collars might show
> on all or some of these front teeth. I feel that the office is just
> trying to get extra money since I'm sure the ins. doesn't pay them that
> much for all this work, in addition to the capitation. And I must admit
> that the total for all these upgrades are quite a bit less, relatively
> speaking, than other offices have tried get from us (6 previous
> offices, so far!). But, I don't know if what she is saying is true and
> accurate. I just want to know the truth. Every office has a different
> story. Sorry for the length, I tried to anticipate possible questions
> you might have for clarification. Thank you for your help!
>
>
> --
> arline
> ------------------------------------------------------------------------
> arline's Profile: http://dentalcom.net/forum/member.php?userid=812
> View this thread: http://dentalcom.net/forum/showthread.php?t=2716
>
.
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