On 29 Aug 2005 10:41:42 -0700, "Tallulah" <tallulahbankrupt@xxxxxxxxx>
gave thanks and said:
Banks charge overdraft fees for a reason. Even if you're just a few
dollars in the hole, they nail you with what -- a $20 or $25 overdraft
charge and send it back? Then you get to pay again at the store you
bounced it at. Bottom line is you knew it would happen, and if you
added wrong in the check register, too bad. They don't want to hear
why, they just don't want to deal with floating unauthorized loans.
No one questions that (they might complain, but people know it's going
to be the consequence). It's put in place as a way of trying to make
people know the banks mean business, and they aren't going to waiver
for whatever reason. They just don't want to deal with that nonsense.
It has nothing to do with whether that's what it costs them to run that
check through a few times. It is what the person agreed to when they
opened the account, just like what you find in a rental agreement.
Some people seem to be confused, on one hand seeming to agree that
rental properties are a business and ought to be run as such... and on
the other hand claiming that when business practices are applied the
landlord/business is coldhearted.
I know **I'm** not confused.
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