Re: AARP
- From: "Barbara Carlson" <bbcarlson@xxxxxxxxxxxxx>
- Date: Wed, 15 Feb 2006 00:29:57 -0500
Do not mind at all. Last year under my HMO with United Health Care 3 of the
4 drugs I take are genetics, and the fourth was a name brand but on their
approved list. The generics had no copay. The name brand cost me $10 Copay
per month. In January I filled those same 4 prescriptions and the co-pays
came to $76. Generics were $15 each copay and the Name Brand was $31 copay.
My husbands drugs were also more, but after he gets by the "donut hole"
where you pay full price for nearly $1,000 worth of your drugs, he may pay
less. But, I cannot get anyone to tell me the actual cost of the
drugs--pharmacist said they didn't know--Health plan says ask the
pharmacist. Your totals are based on not your co-pays, but the total cost
of the drug. When you his the "donut hole" (I think at $2,250) you have to
pay full price until you reach around $3,000--I don't have a good memory for
figures and can't remember exactly. Then the price drops.substantially for
the rest of the year. The thing is we are not that far over the income
level where there is a big savings in the cost of drugs. Makes me wonder
why I am still working.
I know several other people who have had the same experience. When I was
picking up my prescriptions in January I saw 2 older people walk out without
their drugs because they did not have enough money with them for the copays.
Under the plan if you buy your drugs from Canada (which we have done some in
the past) it will not count toward your total, so if you expect to get past
the "donut hole" it doesn't pay to buy drugs except from your pharmacist.
Barb C.
"Marsha" <mas@xxxxxxx> wrote in message
news:6PydneI6ov2l7W_eRVn-tA@xxxxxxxxxxxxxxxxxxxxxx
Barbara Carlson wrote:
is nice. But, I dropped my membership because of some of the commercial
affiliations, and their stand on some political issues which I did not
support (like being in favor of this abominable drug plan the government
has instituted--my drugs are costing me 7 times more than they did last
year!)
Barb,
If you don't mind giving the details, how is it that the new Medicare
prescription program makes you pay more?
Marsha/Ohio
.
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