Re: OT: AARP

Okay ... *now* I think I see where you're coming from. It's all about
living within your means.

Unfortunately, that's not always possible. What if for a good number of
years you lived within your means. You've got a nice, 401K plan, and life
has been good to you. But then the company you've been with for 25 years
(and making an excellent salary) decides to "reorganize" and they terminate
your position with a decent package. However, for months on end, you can't
find another position because every company wants you to have a 4-year
college degree. Now, your savings are slowly dwindling down and it's getting
tough to budget. Eventually some positions become available but you can't
make the $$$ you did before ... they're only willing to pay you 1/2 of your
previous salary. What then? How are you going to "live within your means,"
if for 25 years you DID live within your means (and followed all of the
rules about 401K, savings, etc), but now the only places you can get
employment are those willing to pay a much lower salary.

Or better yet ... you were not financially secure and now that you're a
senior citizen all you have is your social security to live on. On top of
that are medical expenses that are not covered under Medicare. You cannot
afford to pay rent anymore, it's that bad. What are you going to do then?

What I mean is ... you're living in generalities, Phyllis. Yeah, it would be
nice if we could all have that "cookie cutter" existence you speak of, but
there can be extenuating circumstances that change all of that.



"Phyllis Nilsson" <phyllisnilsson@xxxxxxxxxxxxxxxxxxx> wrote in message
news:DYKdnXAlz5Bf7mXenZ2dneKdnZydnZ2d@xxxxxxxxxxxxxxxxxxxxxx
I'd be willing to wager that the people who live in those neighborhoods
"want" to live elsewhere as well. Unfortunately, that is what they can
afford and, because they are living in and where they can afford, that is
where they live.

I have no quarrel with anyone who wants to live in a nice neighborhood, I
just believe it is inappropriate to extend oneself because they "want" a
better neighborhood or better home or better whatever, and then complain
that they can't make ends meet, they have to use credit cards, and the
government is taxing their property to death. I think people should live
wherever they "want" to live, but they shouldn't complain then if they've
over extended.

When I read the real estate transfers every week, it isn't the
$40,000-$50,000 houses that are being forclosed upon, its the ones upward
of $100,000.

Sandi wrote:



It's quite apparent that you aren't going to concede that APPROPRIATE
housing (not luxurious, but appropriate, meaning somewhere you don't have
to put your children to bed on the floor to avoid stray gunfire) may cost
more than most people in a given area can COMFORTABLY afford. So I will
leave you to your delusion and not argue about it any more.

By the way, that housing I just described? It's a NEED.

Sandi


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