Re: seeking information
- From: "CatLoverSu" <vr_pro@xxxxxxxxxxx>
- Date: Fri, 29 Sep 2006 01:00:49 -0500
Barbara,
I think I'm not explaining things correctly, so I'll try again. My
understanding is their social security will be enough to pay everything BUT
their rent. I think the elderly woman had been working until she recently
but got laid off, so they will no longer have that income. Their Medicare
pays 100% of some things and 80% of others. It's hit and miss with the meds.
Most are generic but some are full price. Oh, and they've got an old car
that's not going to pass registration in November. They've got to get to MD
appointments, do food shopping, church, and stuff like that. That's why my
friend and I were looking into assisted living, 'cause it provides
transportation along with three meals a day, emergency care, etc. Okay, so I
check into places that provide transportation. Those around here only
provide free transportation to people on TennCare, otherwise the cost is $25
one way (together they go about ten times a month to different doctors).
Except for the son in the military, the other two sons and their wives work
outside the home and they can't keep taking time off for this. If they don't
do it, that's $500 a month out-of-pocket expenses for them. --- I hope I've
explained things a little better.
"Barbara Carlson" <bbcarlson@xxxxxxxxxxxxx> wrote in message
news:V9GdnWP5PaW4FYHYnZ2dnUVZ_sednZ2d@xxxxxxxxxxxxxxxx
Why would they need to be on Medicaid. They certainly could be on a
Medicare HMO or are there none available in their area? It doesn't solve
the rest of their problems, but they should be able to get their health
insurance for less--Bob and I both have medical problems, and our Humana
HMO covers virtually 100%. Not all HMOs are the same, and benefits may
vary in different areas, but not all HMOs are bad, either!
Barb C.
"CatLoverSu" <vr_pro@xxxxxxxxxxx> wrote in message
news:VCTSg.42429$vX5.4358@xxxxxxxxxxxxxxxxxxxxxxxxx
I'm asking for a friend. I'm hoping somebody here has some resources that
I missed.
Parents still alive in their 80s. Mother is relatively healthy, but
father is in the early stages of dementia (mostly tends to forget to
close doors). They only have social security ($1450/month), plus about
25% of that goes to pay medical bills. They don't qualify for Medicaid
because their social security is too high. However, they can longer
afford to live on their own.
They have three adult children, all sons. One son is single and stationed
overseas. Another son is married with a teenager. His wife has told him
emphatically that his parents cannot live with them, plus they really
don't have any room. The third son and his wife (this is my friend) live
in a small apartment (about 900 sq ft). The parents don't like his wife,
and she doesn't like them. He visits his parents at least twice a month,
but the only time his wife sees them is during the holidays, and the wife
and parents always stress each other out (sometimes that happens, no
matter how hard you try). Plus, the father is a heavy smoker and will NOT
quit smoking, but my friend has a touch of asthma, so she can't be around
cigarette smoke.
The adult children have discussed assisted living for their parents, but
it's anywhere form $1500-3000 per month, depending upon what they get.
None of them can afford this, even if they combine their earnings.
If checked into different options but I can't find a solution to my
friend's problem. Are there ANY viable suggestions on this?
.
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