Re: Credit Card Question

Margie, didn't Chase merge with another bank some time in the past year or
so?

Not all are like this. I am trying to remember which one I had that you
could never pay off because there were always cents to be paid. I closed it
with a payoff check and letter and still got billed some cents after that.

With all the mergers between these banks, it is hard to keep up and they
will stick it to you.

I have one that I pay off every month that will not even report it to the
credit bureau and i have had it for 2 years (private store card). I guess
they want you not to pay it off to report it to the credit bureau.


"Margie" <nomoremargiesjunk@xxxxxxxxxxxxx> wrote in message
news:dd11n29ep6b983ks9d57bju1m5b4atbb1g@xxxxxxxxxx
For many years I've used only one credit card -- a Southwest Airlines
Visa through Chase. The annual fee is pretty low and I usually score
2-3 free Rapid Rewards coupons per year, which works for me because
most of my travel is on the West Coast. I always pay my full balance
each month. Of course, I never look at the inserts that come with the
bill, but this month I happened to notice a "finance charge" and then
read the "notice of changes in terms." It appears they are now
assessing a finance charge from the DAY THE PURCHASE HITS YOUR
ACCOUNT, i.e., no grace period to pay in full without finance charge.
I have no idea how long this has been going on or if it is new this
month. It seems highly unusual and unfair to me, and I'm wondering if
this is now SOP for credit card companies. I get credit card offers
virtually every day in the mail and shred them without opening them.
Now I'm wondering if I should start shopping around for a new credit
card. Don't have the time or energy to call Chase directly yet (but I
will). Meantime, just wondering if anyone here has experienced
something like this.

Margie


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