Re: Credit Card Question



You might want to give some places a call and see if they accept Discover. Since I switch mostly to them, I have found more and more places accept them.

Of course, you could keep a Visa card and only use it for those places that don't accept Discover.

But whatever you do, assuming your credit is very good, get a very low (single digit) interest rate or preferably 0% rate.


Neal



Margie wrote:
I've heard good things about Discover, too, but since I only keep one
credit card, it's not a good choice as there are many places that
don't accept it. Same with American Express.

Margie

On Sun, 03 Dec 2006 18:18:35 GMT, RaeMorrill <RaeMorrill@xxxxxxx>
wrote:

HMm. THat 5% on restaurants would be a good one for us!

Neal wrote:
I've been very satisfied with Discover card. They offered 0% interest until a certain date, then extended it for me. They also offer cash back from 1 to 5%, gas getting the 5%. Interestingly, this made good gas cost less than the discount places. I had been buying gas at Sam's or Costco, but the Toyota dealer suggested I use Chevron and it would get better mileage. I switched to Chevron, and with the 5% cash back and 3 mpg better mileage, the savings is pretty good.

They just offered 5% cash back on airlines, cruises, motels, hotels, trains, and buses. This promotion runs from Jan 1 until Mar 31, 2007. A present promotion is offering 5% cash back on restaurants. They rotate different cash back programs and notify me by email when they are. We have two Discover cards, both with 0% interest.

They are also good to work with. When we were on vacation in September, I flat forgot to pay Discover. They charged a pretty high late fee and added interest to the balance. I called them, and they refunded both the late fee and the interest and restored my 0% interest.

Oh yeah, their call centers are in the US. I have never gotten one in India like I did with that blasted Citibank.


Neal

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Relevant Pages

  • Re: Credit Card Question
    ... I use the 0 interest kinda like a savings - buy a large item, put it on the credit card, and the 0 interest gives me time to save the money to pay for whatever I bought. ... you could keep a Visa card and only use it for those places that don't accept Discover. ... I switched to Chevron, and with the 5% cash back and 3 mpg better mileage, the savings is pretty good. ...
    (sci.med.transcription)
  • Re: Credit Card Question
    ... I've heard good things about Discover, too, but since I only keep one ... credit card, it's not a good choice as there are many places that ... and with the 5% cash back and 3 ... the late fee and the interest and restored my 0% interest. ...
    (sci.med.transcription)
  • Re: Credit Card Question
    ... you could keep a Visa card and only use it for those places that don't accept Discover. ... I switched to Chevron, and with the 5% cash back and 3 mpg better mileage, the savings is pretty good. ... When we were on vacation in September, I flat forgot to pay Discover. ... They charged a pretty high late fee and added interest to the balance. ...
    (sci.med.transcription)
  • Re: Copy Data from One Spreadsheet to Another ??????
    ... Row 1 = Date, Location, Cash ... Row 2 = Date, Location, Visa ... Row 4 = Date, Location, AMex ... Row 5 = Date, Location, Discover ...
    (microsoft.public.excel.worksheet.functions)
  • Re: Formula Question
    ... Row 1 = Date, Location, Cash ... Row 2 = Date, Location, Visa ... Row 4 = Date, Location, AMex ... Row 5 = Date, Location, Discover ...
    (microsoft.public.excel.misc)