Re: Health insurances in the US - how do they work?

From: ifsnduhdfi (ifsnduhdfi_at_xyz.com)
Date: 08/28/04 

Date: Sat, 28 Aug 2004 16:15:44 -0500

Thanks for the good replies

A few more questions:

- How much does a doctor's office visit cost in US on average (both for
Primary Care Physician and a Specialist please) if I don't have an
insurance?

- If at the visit it turns out that I didn't actually have anything
(that would be diagnosed as "hypocondriasis" I suppose), will the
insurance deny the payment for the visit claiming that it was "not
medically necessary"?

- Suppose this situation: I have an insurance and I go to a doctor of
the PPO. At the visit it turns out that I have to pay the full cost of
the visit because it's precondition or not medically necessary or anyway
not covered by the insurance.
In this case will the visit be the same price as not having the
insurance at all, or it will be discounted (and by how much % ?) because
the doctor belonged to the PPO so they have anyway agreed on a reduced
price?

TIA!

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