Re: Worst times ever for eBay microscopes


Edward Hennessey <replyaddress-nonono@xxxxxxx> wrote in message
news:sEa3h.2410$L6.1807@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

<Gregor.Overney@xxxxxxxxx> wrote in message
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Hello, Edward:

Hello Gregor:

I did want to and have wanted to direct your attention to a
very
catchy old
song based on the initials you use, see "Little GTO". "Little"
is
not used there or meant here as a diminutive but as an
affectionate charaterization. If you haven't heard this "muscle
car" tune you would like it.


Hello Gregor:

First, as I have something pertinent to say later, I thought it
allowable to inject the brief first stanza from your song for
those of us appreciative of the muscle cars of last century:

Little GTO, you're really lookin' fine
Three deuces and a four-speed and a 389
Listen to her tachin' up now, listen to her why-ee-eye-ine
C'mon and turn it on, wind it up, blow it out GTO

See
http://www.oldielyrics.com/lyrics/ronny_and_the_daytonas/gto.html
for more of this
lead sled classic by Ronny and The Daytonas. And speaking of
amusing initials, I have a story about someone working of the
State Department who unthoughtfully discovered that a gift
briefcase monogrammed with his initials (WAR) made a dicey
impression on the job.


Good points. - Let me elaborate on Paypal for a few moments.
Using
Paypal protects the credit card information from sellers. So
far so
good. Paypal is also quick in pulling cash back out of the
seller's
bank account and Paypal offers some sort of free "damage"
insurance.

Paypal insurance terms only extend to direct electronic
withdrawals from your
financial institution, something one would never wisely assent
to.
Even then, there are significant flyspeck-print restrictions on
the number of
transactions, positive feedback percentage, seller's country
and
more which really weaken the promised protection. There is
another element possibly deserving address here I may be able
to
make further comment on after checking.

My memory was affirmed by twosubsequent and separate
conversations with my credit card company on this issue. Though I
expect this is a universal credit card carrier policy, anyone who
wishes to be reliant on my explanation better be sure of its
applicability to
their card.

If I can authoritatively and probatively establish that I have
not received goods purchased or received goods at meaningful
variance with the seller's description and Paypal processed my
credit card for the seller who is their client, my credit card
company makes recovery against Paypal. Whether Paypal can recover
against the seller is then their problem.

So, the idea is to use your credit card and rely on your issuing
company. If you let Paypal withdraw money from your bank account,
then you agree to their terms of resolution which are likely not
nearly as favorable as terms extended by your credit card
company, depending on seller residence, feedback numbers,
percentage satisfaction and--someone can check--whether the
unsatisfactory seller has money in bank accounts
linked to Paypal with sufficient funds in them to cover the
transaction refund if Paypal
finds the seller at fault. Any other reports from intelligent
credit card agents on these
points are welcome.

Regards,

Edward Hennessey





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